Why I Started 5S Lending

I didn't get into lending because I love paperwork or interest rates. I got into lending because I care about how money decisions shape people's lives.

Kevin – Founder of 5S Lending

Meet the Founder

Kevin

D1 Athlete · Army Veteran · Mortgage Professional

I spent years learning the value of discipline, leadership, and performance. As a Division-1 athlete and Army veteran, I developed a mindset built on preparation, accountability, and service. Those lessons carried into my professional career and eventually led me into the financial services industry.

I also gained valuable corporate experience in the financial and business world, where I saw how capital, financing, and strategic decision-making can either accelerate success or hold people back when the wrong advice is given.

"Most people — whether they're buying a home, starting a business, or expanding one — aren't lacking ambition or work ethic. They're lacking clear guidance and access to the right solutions."

Too often, financing is treated as a transaction rather than a strategy. That realization is what pushed me to launch 5S Lending.

Today, 5S Lending helps individuals, investors, and business owners access the capital they need to grow and build wealth. While many lenders specialize in only one type of financing, I focus on providing a broader set of solutions so clients can work with a trusted advisor as their needs evolve.

What We Offer

Our Lending Solutions

Residential Mortgages

Home purchases, refinances, and real estate investors.

Commercial Real Estate

Income-producing properties and business expansion.

Equipment Financing

Acquire the tools and machinery needed to operate and scale.

Business & Working Capital

For entrepreneurs and growing companies.

Our Mission

Help people access the capital they need while making smarter financial decisions along the way.

A mortgage can help a family build generational wealth.

A commercial loan can help a business expand.

The right equipment financing can unlock growth for an entrepreneur.

How We Work

Our Approach

Education

Helping clients understand the numbers so they can make confident financial decisions.

Strategy

Structuring financing that aligns with long-term goals, not just immediate approvals.

Service

Treating every client with honesty, clarity, and the same level of care I would want for my own family.

Ready to Get Started?

Whether you're buying a home, refinancing, or growing a business — let's find the right financing solution for your goals.

Financing is more than paperwork and rates. It's about creating opportunities.

5S Lending LLC

Personalized mortgage solutions built on service, integrity, and financial education. Veteran-owned and operated.

(813) 657-2640 Info@5slending.com 1531 Brookside Dr, Brandon, FL 33511

Recent Regulatory Updates & Compliance: 5S Lending LLC operates in compliance with the following current regulatory standards:

  • TCPA (January 2025): All lead forms implement one-to-one consent — each form separately and explicitly obtains consent from the consumer to contact them. Consent is never a condition of purchase or service.
  • CFPB Dodd-Frank §1033 (2024): Consumers have the right to access their personal financial data. Contact us at Info@5slending.com to exercise data rights.
  • Regulation Z / TILA: All rate references are accompanied by APR disclosures. Rates shown are illustrative only; actual APR varies by creditworthiness and market conditions.
  • Florida Digital Bill of Rights: Florida residents may request access, correction, or deletion of personal data by contacting Info@5slending.com.

To opt out of all automated communications, reply STOP to any text message or email Info@5slending.com.

Equal Housing Lender

5S Lending LLC is an Equal Housing Lender licensed to originate mortgage loans in the State of Florida. NMLS #2572142 | Personal NMLS #2182419. Verify our license at nmlsconsumeraccess.org.

All loan products are subject to credit and property approval. Rates, terms, and conditions are subject to change without notice and may not be available in all areas. This is not a commitment to lend. Restrictions apply.

Copyright © 2026 | 5S Lending LLC | Licensed In: FL | NMLS #2572142 | Personal NMLS #2182419