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Terms of Service

Last Updated: March 15, 2026

Welcome to 5slending.com. By accessing or using our website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these terms, please do not use this Site.

1. Acceptance of Terms

By using this Site, you represent that you are at least 18 years of age and possess the legal authority to enter into this agreement. 5S Lending LLC provides financial information and services; however, your use of the Site does not guarantee approval for any loan or financial product.

2. Intellectual Property Rights

Unless otherwise stated, 5S Lending LLC owns the intellectual property rights for all material on 5slending.com. You must not republish, sell, rent, sub-license, reproduce, duplicate, or copy material from the Site for commercial purposes without prior consent.

3. User Obligations & Accuracy

When you fill out a form or register on our Site, you agree to provide accurate, current, and complete information. Providing false information may result in the termination of your access to our services.

4. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by 5S Lending LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

5. Limitation of Liability

In no event shall 5S Lending LLC, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website. We provide the Site on an "as-is" basis and make no representations or warranties of any kind.

6. Disclaimer of Financial Advice

The information provided on 5slending.com is for informational purposes only and does not constitute professional financial or legal advice. You should consult with a qualified professional before making any financial decisions.

7. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida. You submit to the non-exclusive jurisdiction of the state and federal courts located in Hillsborough County, Florida for the resolution of any disputes.

8. Changes to These Terms

5S Lending LLC reserves the right to revise these Terms at any time. By using this Website, you are expected to review these Terms on a regular basis.

9. Contact Information

5S Lending LLC
1531 Brookside Dr, Brandon, FL 33511
(813) 333-1231 | Info@5slending.com

5S Lending LLC

Personalized mortgage solutions built on service, integrity, and financial education. Veteran-owned and operated.

(813) 657-2640 Info@5slending.com 1531 Brookside Dr, Brandon, FL 33511

Recent Regulatory Updates & Compliance: 5S Lending LLC operates in compliance with the following current regulatory standards:

  • TCPA (January 2025): All lead forms implement one-to-one consent — each form separately and explicitly obtains consent from the consumer to contact them. Consent is never a condition of purchase or service.
  • CFPB Dodd-Frank §1033 (2024): Consumers have the right to access their personal financial data. Contact us at Info@5slending.com to exercise data rights.
  • Regulation Z / TILA: All rate references are accompanied by APR disclosures. Rates shown are illustrative only; actual APR varies by creditworthiness and market conditions.
  • Florida Digital Bill of Rights: Florida residents may request access, correction, or deletion of personal data by contacting Info@5slending.com.

To opt out of all automated communications, reply STOP to any text message or email Info@5slending.com.

Equal Housing Lender

5S Lending LLC is an Equal Housing Lender licensed to originate mortgage loans in the State of Florida. NMLS #2572142 | Personal NMLS #2182419. Verify our license at nmlsconsumeraccess.org.

All loan products are subject to credit and property approval. Rates, terms, and conditions are subject to change without notice and may not be available in all areas. This is not a commitment to lend. Restrictions apply.

Copyright © 2026 | 5S Lending LLC | Licensed In: FL | NMLS #2572142 | Personal NMLS #2182419

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