Privacy Policy

Last updated: March 2026

2024–2026 Regulatory Notice

This policy reflects updates in accordance with the CFPB's 2024 personal financial data rights rule (Dodd-Frank §1033), Florida's updated data privacy requirements, and TCPA consent standards effective 2025. We collect your consent before contacting you via automated systems. You may opt out at any time by replying STOP or contacting us directly.

This Privacy Policy governs the manner in which 5S Lending LLC collects, uses, maintains and discloses information collected from users (each, a "User") of the https://5slending.com website ("Site"). This privacy policy applies to the Site and all products and services offered by 5S Lending LLC.

Personal Identification Information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-Personal Identification Information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web Browser Cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How We Use Collected Information

5S Lending LLC may collect and use Users personal information for the following purposes:

  • To improve customer service — Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To personalize user experience — We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site — We may use feedback you provide to improve our products and services.
  • To run a promotion, contest, survey or other Site feature.
  • To send periodic emails — If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc.

We do not share data with third parties for marketing/promotional purposes.

How We Protect Your Information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Our Site is in compliance with PCI vulnerability standards in order to create as secure of an environment as possible for Users.

Third Party Websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site.

Compliance with Children's Online Privacy Protection Act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

Changes to This Privacy Policy

5S Lending LLC has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

Your Acceptance of These Terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting Us

5S Lending LLC
1531 Brookside Dr
Brandon, FL 33511
(813) 333-1231 | Info@5slending.com

5S Lending LLC

Personalized mortgage solutions built on service, integrity, and financial education. Veteran-owned and operated.

(813) 657-2640 Info@5slending.com 1531 Brookside Dr, Brandon, FL 33511

Recent Regulatory Updates & Compliance: 5S Lending LLC operates in compliance with the following current regulatory standards:

  • TCPA (January 2025): All lead forms implement one-to-one consent — each form separately and explicitly obtains consent from the consumer to contact them. Consent is never a condition of purchase or service.
  • CFPB Dodd-Frank §1033 (2024): Consumers have the right to access their personal financial data. Contact us at Info@5slending.com to exercise data rights.
  • Regulation Z / TILA: All rate references are accompanied by APR disclosures. Rates shown are illustrative only; actual APR varies by creditworthiness and market conditions.
  • Florida Digital Bill of Rights: Florida residents may request access, correction, or deletion of personal data by contacting Info@5slending.com.

To opt out of all automated communications, reply STOP to any text message or email Info@5slending.com.

Equal Housing Lender

5S Lending LLC is an Equal Housing Lender licensed to originate mortgage loans in the State of Florida. NMLS #2572142 | Personal NMLS #2182419. Verify our license at nmlsconsumeraccess.org.

All loan products are subject to credit and property approval. Rates, terms, and conditions are subject to change without notice and may not be available in all areas. This is not a commitment to lend. Restrictions apply.

Copyright © 2026 | 5S Lending LLC | Licensed In: FL | NMLS #2572142 | Personal NMLS #2182419